4 stars because the quality of the material could be better and the pockets are too shallow. However, even though I was afraid it wouldn't be warm enough because the lining is not thick, it has excellent insulation. I wore it on a winter trip to Eastern Europe and didn't feel cold at all. It is elegant for a puffer, it has nice gold details on the zippers, and the double central zipper that opens from the bottom provides more comfort while walking. It has a slim to regular fit and even though I got the small size, it is comfortable and can be worn with a thick sweater underneath plus a thin blouse. It can be worn from morning till night. I bought it on sale for 40 euros. Value for money. I have tried countless similar jackets from expensive and non-brands and none of them fit me like this one. H Only is a company that has caught my attention.